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Jonathan Fernandez Blog

Jonathan Fernandez Blog

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Buyers | 9 Posts
Luxury | 5 Posts
News | 5 Posts
Relocation | 1 Posts
Sellers | 4 Posts
July
31

With rising prices and tighter qualification rules making headlines, many Florida residents are wondering: Can I still afford to buy a home? 

Even if one program is no longer an option for you, there are multiple paths to homeownership still open—and many of them come with down payment help, tax credits, and forgiving terms designed specifically for first-time or income-qualified buyers. 

Let's break down your options. 

Florida's Top Homebuyer Assistance Programs (That Most People Don't Know About)

  1. FL Assist

FL Assist is one of Florida Housing's most popular down payment help options. 

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August
18

Original published on RISMedia, by Jess Williams


While real estate professionals will argue all day for the benefit of using an MLS to sellers, what does the data actually say? Do sellers really benefit financially from using the traditional real estate process, even after accounting for commission paid?

According to a new survey conducted jointly by Drexel University and Bright MLS, the answer is, they do—often by a lot. Comparing over three years of on-MLS and off-MLS sales, r...

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December
28

Surprising, challenging, global: these are a few ways in which a panel of experts describe the luxury real estate market to come in 2023.

However, they also say that with perseverance and engagement savvy agents can make it through – and succeed – in the next year of a market that w...

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December
22

Specialty Mortgage Products Promise Lower Rates and Fees — but Are They Safe? (Originally published on Money.com)

Rapidly rising mortgage rates are changing how both buyers and lenders are approaching home loans.

Mortgage rates have nearly doubled since the first week of January, to today's current average of 6.31%. Higher rates mean higher mortgage payments and fewer people who can afford to buy. As a result, lenders have seen a big dro...

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July
22

ALL FLORIDA CONDOS TALLER THAN 3 STORIES ARE NOW SUBJECT TO NEW INSPECTION TIMELINES AND RESERVE FUNDING REQUIREMENTS

In response to the catastrophic collapse of the 136-unit Champlain Towers in Surfside Florida that killed 98 people, the Florida legislature unanimously approved Senate Bill 4D on May 26, 2022, establishing the Building Safety Act for Condominium and Cooperative Associations. 

The Bill was subsequently signed into law by Governor Ron DeSantis, and became effec...

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